Our finance & banking team offers specialist advice across a broad range of finance and banking work.
Our clients include lenders (banks, finance companies, trade creditors), borrowers (corporates, partnerships, trusts and individuals) and intermediaries in a range of sectors (manufacturing, property development, services and farming).
Areas of Advice
- Construction and project financing for commercial developments
- Preparing consumer credit loan and security documents
- Commercial and farm financing and refinancing
- Mortgagee sales
- Conducting financial due diligence for commercial developments
- Debt restructuring
- Documenting loans (with security or negative pledge) for corporate, institutional, trust and individual clients
- Compliance with banking and securities laws
- General banking issues (consumer credit and personal property securities issues)
- Credit card terms and operation
Highlights of Our Work
- Establishing a major finance company providing finance facilities to the property development sector
- Structuring and documenting the lenders' mortgage insurance scheme and various loan options coverage
- Establishing a comprehensive statutory compliance programme for a major finance company
- Reviewing and refining a registered bank's statutory compliance programme
- Advising a registered bank and other other lenders about creditors' obligations under the Credit Contracts and Consumer Finance Act 2003 and the Property Law Act 2007 and redrafting documents to deal with such new law
- Advising on the development and implementation of new banking products and, generally, documenting the terms of bank accounts
- Structuring and documenting innovative finance arrangements to promote government housing initiatives
- Acting for creditors in a major insolvency
- Acting for a bank on the purchase of a substantial loan book from a financial institution