Finance & Banking

[ Taha Pūtea/ Pupuri Moni ]

Our finance & banking team offers specialist advice across a broad range of finance and banking work.

Our clients include lenders (banks, finance companies, trade creditors), borrowers (corporates, partnerships, trusts and individuals) and intermediaries in a range of sectors (manufacturing, property development, services and farming).

Areas of Advice

  • Construction and project financing for commercial developments
  • Preparing consumer credit loan and security documents
  • Commercial and farm financing and refinancing
  • Mortgagee sales
  • Conducting financial due diligence for commercial developments
  • Debt restructuring
  • Documenting loans (with security or negative pledge) for corporate, institutional, trust and individual clients
  • Compliance with banking and securities laws
  • General banking issues (consumer credit and personal property securities issues)
  • Credit card terms and operation

Highlights of Our Work

  • Establishing a major finance company providing finance facilities to the property development sector
  • Structuring and documenting the lenders' mortgage insurance scheme and various loan options coverage
  • Establishing a comprehensive statutory compliance programme for a major finance company
  • Reviewing and refining a registered bank's statutory compliance programme
  • Advising a bank on legislative requirements taking into account changes to the Credit Contracts & Consumer Finance Act and Fair Trading Act and redrafting all loan and security documentation to take into account such changes
  • Advising on the development and implementation of new banking products and, generally, documenting the terms of bank accounts
  • Structuring and documenting innovative finance arrangements to promote government housing initiatives
  • Acting for creditors in a major insolvency
  • Acting for a bank on the purchase of a substantial loan book from a financial institution